If paying in Cash/Venmo/CashApp
Spot Value (Apex.com) + 10%
Value calculated at the time of purchase.
So if Silver is $40/oz at the time of purchase price will be:
$40/oz X 1.10 = $44 /oz
If paying in Bitcoin/Ethereum/XRP
Spot Value (Apex.com) + 5%
Value calculated at the time of purchase.
So if Silver is $40/oz at the time of purchase will be:
$40/oz 1.05 = $42 / oz
Crypto Currency will be transferred at the time of purchase, and you take the silver when the transfer completes.